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Stevie
Independentist
Joined: 22 Nov 2008
Posts: 1226
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 Posted: Mon Nov 02, 2009 10:47 am Post subject: |
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This thread is not about getting on the 'property ladder'; it's about providing decent homes for families to live in at a low cost to them and to the state.
If people wish to sell their home (and that would be far more difficult than you seem to imagine) then they do join the property ladder.
The point is to provide people with good quality, attractive housing that they eventually pay for if they so choose and that recovered money is invested in a new home for another family.
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Every man dies, not every man really lives.
Alba gu brąth! |
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Fidget
Standing in a Council Ward
Joined: 21 Jan 2007
Posts: 576
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| Posted: Mon Nov 02, 2009 11:44 am Post subject: |
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| landg wrote: | | Fidget wrote: | | you pair are astounding. |
thank you, it feels nice to prove someone wrong. |
You're ignoring the fact that they need a fair amount of work done on them by the sounds of it. That all costs £££££ These are aimed at people wanting to buy places, do them up, and sell them on.. not live in them. |
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Fidget
Standing in a Council Ward
Joined: 21 Jan 2007
Posts: 576
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| Posted: Mon Nov 02, 2009 11:47 am Post subject: |
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| Stevie wrote: | This thread is not about getting on the 'property ladder'; it's about providing decent homes for families to live in at a low cost to them and to the state.
If people wish to sell their home (and that would be far more difficult than you seem to imagine) then they do join the property ladder.
The point is to provide people with good quality, attractive housing that they eventually pay for if they so choose and that recovered money is invested in a new home for another family. |
Of course it's about getting on the property ladder and moving on and up. Where are you going to get all the land from to keep building houses for people to just stay in forever?
The only way you're going to be able to do that is build upwards in the form of high rise flats. |
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Stevie
Independentist
Joined: 22 Nov 2008
Posts: 1226
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| Posted: Mon Nov 02, 2009 12:26 pm Post subject: |
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| Fidget wrote: | | Stevie wrote: | This thread is not about getting on the 'property ladder'; it's about providing decent homes for families to live in at a low cost to them and to the state.
If people wish to sell their home (and that would be far more difficult than you seem to imagine) then they do join the property ladder.
The point is to provide people with good quality, attractive housing that they eventually pay for if they so choose and that recovered money is invested in a new home for another family. |
Of course it's about getting on the property ladder and moving on and up. Where are you going to get all the land from to keep building houses for people to just stay in forever?
The only way you're going to be able to do that is build upwards in the form of high rise flats. |
Spoken like someone who is against building council housing.
Nothing positive to say.
I'm not arguing, I'm stating.
_________________
Every man dies, not every man really lives.
Alba gu brąth! |
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Ultra
Confirmed TROLL
Joined: 29 Sep 2009
Posts: 720
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| Posted: Mon Nov 02, 2009 1:00 pm Post subject: |
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| Stevie wrote: | This thread is not about getting on the 'property ladder'; it's about providing decent homes for families to live in at a low cost to them and to the state.
If people wish to sell their home (and that would be far more difficult than you seem to imagine) then they do join the property ladder.
The point is to provide people with good quality, attractive housing that they eventually pay for if they so choose and that recovered money is invested in a new home for another family. |
What you mean like shared ownership housing association housing we have at the moment and the rent to mortgage schemes which councils used to run to allow people to buy their council houses?
Another thing you don't seem to know. If you wanted to buy your council house and could not get a mortgage from a main stream lender due to poor credit, defective build of the house, or the mortgage being under most lenders limit, the council had to provide you with the funding to buy your house at a decent rate. Not difficult to get on the property ladder if you wanted to.
As for it being difficult to sell a house, most people do it to progress up the property ladder or move to a better area. They have done for years and years.
Why should the tax payer pay to build new social housing continually for the tenants to wreck them and require the housing to be replaced time and again well before the houses useful life?
Someone has to fund land purchase and build of new housing. It's doubful that social housing provides any sort of ROI to allow more new houses to be build.
Just think if the tenants did not wreck the houses and looked after them there would be plenty of decent housing. Just a shame that most tenants aren't decent.
It's peoples life choices which decide whether they prefer council housing or buying their own home. Nobody elses.
Last edited by Ultra on Mon Nov 02, 2009 1:08 pm; edited 1 time in total |
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Fidget
Standing in a Council Ward
Joined: 21 Jan 2007
Posts: 576
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| Posted: Mon Nov 02, 2009 1:05 pm Post subject: |
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| Stevie wrote: | | Fidget wrote: | | Stevie wrote: | This thread is not about getting on the 'property ladder'; it's about providing decent homes for families to live in at a low cost to them and to the state.
If people wish to sell their home (and that would be far more difficult than you seem to imagine) then they do join the property ladder.
The point is to provide people with good quality, attractive housing that they eventually pay for if they so choose and that recovered money is invested in a new home for another family. |
Of course it's about getting on the property ladder and moving on and up. Where are you going to get all the land from to keep building houses for people to just stay in forever?
The only way you're going to be able to do that is build upwards in the form of high rise flats. |
Spoken like someone who is against building council housing.
Nothing positive to say.
I'm not arguing, I'm stating. |
You haven't answered my question. Where is all this land coming from to simply just keep building and building more and more houses? |
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Alasdair
Our Scotland = 2nd Job!
Joined: 01 May 2008
Posts: 1040
Location: Clydesdale
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| Posted: Mon Nov 02, 2009 3:30 pm Post subject: |
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| Fidget wrote: | | You haven't answered my question. Where is all this land coming from to simply just keep building and building more and more houses? |
Without wishing to become embroiled and merely as an observation. If you've ever driven down (or up) the M74 you'll not a good number of private housing development from Lesmahagow northwards.
It's not my preference to build on green belt areas but it does seem to be particularly prevalent, also the expansion of existing settlement turning hamlet into villages and villages into towns. The development outside rigside also seems to have found enough land to build Scotland's first new town in ages.
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My blog - http://manaboutthehouse.wordpress.com
My arts and crafts site http://madestuff.co.uk |
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Fidget
Standing in a Council Ward
Joined: 21 Jan 2007
Posts: 576
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| Posted: Mon Nov 02, 2009 3:57 pm Post subject: |
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| But you can't just keep on building and building and building, can you? |
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Alasdair
Our Scotland = 2nd Job!
Joined: 01 May 2008
Posts: 1040
Location: Clydesdale
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| Posted: Mon Nov 02, 2009 4:29 pm Post subject: |
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| Fidget wrote: | | But you can't just keep on building and building and building, can you? |
I'd certainly hope not! Alas, it seems at times that the planning authorities (and certain politicians) would disagree ... haven't you heard? Building is the answer to all our economic and social woes!
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My blog - http://manaboutthehouse.wordpress.com
My arts and crafts site http://madestuff.co.uk |
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Fidget
Standing in a Council Ward
Joined: 21 Jan 2007
Posts: 576
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| Posted: Mon Nov 02, 2009 4:34 pm Post subject: |
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I have heard.. and in the form of this:
| Stevie wrote: | A Scottish government funded mortgage.
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oooo |
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landg
This is Ma' Life!
Joined: 05 Aug 2009
Posts: 617
Location: awaiting approval by a mod/admin
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| Posted: Mon Nov 02, 2009 8:08 pm Post subject: |
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| Fidget wrote: | | landg wrote: | | Fidget wrote: | | you pair are astounding. |
thank you, it feels nice to prove someone wrong. |
You're ignoring the fact that they need a fair amount of work done on them by the sounds of it. That all costs £££££ These are aimed at people wanting to buy places, do them up, and sell them on.. not live in them. |
so, it is about being able to just walk into that dream property and not have to lift a finger.
you start in a shithole, do some work, sell on. buy slightly less of a shithole, do some work, move on.and so on and so on.
how do i know this?
i did it. put the work in cashed in.
this is a brilliant time for first time buyres. |
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Stevie
Independentist
Joined: 22 Nov 2008
Posts: 1226
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| Posted: Mon Nov 02, 2009 8:12 pm Post subject: |
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Try returning to the thread subject and try awfully hard to avoid using your one 'joke' if you can, or develop a second joke.
_________________
Every man dies, not every man really lives.
Alba gu brąth!
Last edited by Stevie on Mon Nov 02, 2009 8:31 pm; edited 1 time in total |
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landg
This is Ma' Life!
Joined: 05 Aug 2009
Posts: 617
Location: awaiting approval by a mod/admin
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| Posted: Mon Nov 02, 2009 8:24 pm Post subject: |
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| Stevie wrote: | | Society as a whole is not about your pseudo Thatcherite leanings . |
moving up the property ladder and bettering yourself is pseudo thatherite leanings?
deary f***ing me.
before we know it it'll be my fault some folks live in squalor. |
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Fidget
Standing in a Council Ward
Joined: 21 Jan 2007
Posts: 576
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| Posted: Mon Nov 02, 2009 8:36 pm Post subject: |
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| landg wrote: |
so, it is about being able to just walk into that dream property and not have to lift a finger.
you start in a shithole, do some work, sell on. buy slightly less of a shithole, do some work, move on.and so on and so on.
how do i know this?
i did it. put the work in cashed in.
this is a brilliant time for first time buyres. |
Nope, for most it's not about walking into a dream property, but walking into an affordable one and that doesn't work if people can afford the price of the house.. but not the funds to do it up, which is something lenders consider when giving out loans on cheap properties in a poor state of repair. |
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landg
This is Ma' Life!
Joined: 05 Aug 2009
Posts: 617
Location: awaiting approval by a mod/admin
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| Posted: Mon Nov 02, 2009 8:40 pm Post subject: |
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| Fidget wrote: | | landg wrote: |
so, it is about being able to just walk into that dream property and not have to lift a finger.
you start in a shithole, do some work, sell on. buy slightly less of a shithole, do some work, move on.and so on and so on.
how do i know this?
i did it. put the work in cashed in.
this is a brilliant time for first time buyres. |
Nope, for most it's not about walking into a dream property, but walking into an affordable one and that doesn't work if people can afford the price of the house.. but not the funds to do it up, which is something lenders consider when giving out loans on cheap properties in a poor state of repair. |
your talking yourself out of getting on the ladder. get into one of these shared ownerships then.
do something to get on the ladder, best thing you'll ever do.
do not fall into the trap feeling you can;t afford it and have to rent or live in some horrible council scheme. |
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Stevie
Independentist
Joined: 22 Nov 2008
Posts: 1226
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| Posted: Mon Nov 02, 2009 8:52 pm Post subject: |
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Would the Thatcherite moles stay on the subject of the thread or go off and start a thread about property values elsewhere?
_________________
Every man dies, not every man really lives.
Alba gu brąth! |
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Fidget
Standing in a Council Ward
Joined: 21 Jan 2007
Posts: 576
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| Posted: Mon Nov 02, 2009 9:03 pm Post subject: |
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| Thatcherite mole yourself really - it was her idea to sell off council property at a hefty discount, thereby affordable, to the tenant. Thatcher's vision was a nation of homeowners, and you're not really suggesting anything otherwise with your scheme. |
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Ultra
Confirmed TROLL
Joined: 29 Sep 2009
Posts: 720
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| Posted: Mon Nov 02, 2009 9:19 pm Post subject: |
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| Stevie wrote: | | Would the Thatcherite moles stay on the subject of the thread or go off and start a thread about property values elsewhere? |
Why? Is it because you have been shown up by how little you know on the subject?
Do you actually live in a council house in Scotland or any house for that matter in Scotalnd? One wonders.... |
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Stevie
Independentist
Joined: 22 Nov 2008
Posts: 1226
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| Posted: Mon Nov 02, 2009 9:25 pm Post subject: |
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| Ultra wrote: | | Why? Is it because you have been shown up by how little you know on the subject?. |
Prove it.
_________________
Every man dies, not every man really lives.
Alba gu brąth! |
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Ultra
Confirmed TROLL
Joined: 29 Sep 2009
Posts: 720
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| Posted: Mon Nov 02, 2009 9:33 pm Post subject: |
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| Stevie wrote: | | Ultra wrote: | | Why? Is it because you have been shown up by how little you know on the subject?. |
Prove it. |
Is that a new tactic of saying prove it?
I see. When you can't answer points raised to you or come up with a valid contribution it's deflect attention time.
I have proved that I know far more than you about what finance was available to buy council housing or 'Scottish Government mortgage' as you put it and what the alternative are like shared ownership. They have been in existence for years. So it's not some new SNP scheme.
The whole social housing topic doesn't quite sit well with the SNP as they want to stop people buying their council house and restrict funding to do so. So in effect your 'Scottish Goverment Mortgage' would be consigned to the dust bin.
A bit like the SNP election pledge to provide funding for first time buyers. Another epic fail. 
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